Prefiler employs a deterministic, rule-based risk assessment framework. All scoring is structured, reproducible, and auditable. AI is used for narrative generation only and does not influence risk outputs.
Our system evaluates:
- Transaction patterns
- Material transaction concentration
- Cross-category indicators
- Recurring behaviors
Risk levels are determined using a deterministic model that weighs transaction scale and context.
Single isolated irregularities do not automatically result in high-risk classification. Risk escalates when multiple signals align or when transaction concentration becomes materially significant.
Artificial intelligence is used to generate narrative summaries only. Risk scoring itself follows structured financial logic.
Our goal is transparent, explainable, and reproducible financial insights.